These Terms of Service ("Terms") are Effective from 2024-12-17.

The Terms apply to your use of the Website hankmarquis.com and/or any related Services as defined below. If you do not agree, do not use the Website and/or Services.

Definitions

1. No Client Relationship or Professional Advice
The Website is provided for informational and educational purposes only. It does not create a client relationship between you and us. Any use of the content is at your own risk. Always consult with professionals before acting on any information from the Website.

2. Disclaimers of Warranty
The Website and its content are provided "as-is." I do not guarantee the accuracy, completeness, or effectiveness of any content. I make no warranties, express or implied, regarding the Website or Services. Your use is entirely at your own risk.

3. Liability
I am not liable for any indirect, special, consequential, or punitive damages, including lost profits. Our total liability to you is limited to the amount you paid to use the Services, if applicable.

4. Privacy
I respect your privacy and do sell personal information. However, I am not responsible for third-party websites or services linked to from the Website. Please refer to their respective privacy policies.

5. Indemnification
You agree to defend, indemnify, and hold harmless hankmarquis.com, its affiliates, and its employees from any claims, damages, or expenses resulting from your use of the Website or violation of these Terms provided such indemnification is reasonable.

6. Content Submission
By submitting content to the Website (e.g., comments, feedback), you grant us a worldwide, royalty-free, and non-exclusive license to use, modify, and distribute that content. You confirm that you own or have the rights to the content you submit.

7. Changes to the Terms
I reserve the right to update or modify these Terms at any time. Any changes will be posted on the Website, and the updated Terms will apply immediately upon posting. It is your responsibility to review the Terms periodically for updates.

8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New Hampshire, without regard to its conflict of law provisions. You consent to the exclusive jurisdiction and venue of the courts located in Grafton County, NH, USA, for any disputes arising out of or relating to these Terms.

9. Severability
If any part of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full effect.

10. Entire Agreement
These Terms constitute the entire agreement between you and us regarding your use of the Website and supersede any prior agreements or understandings.

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